LEMMINKÄINEN'S INTERIM FINANCIAL REVIEW 1.1. - 30.9.2007: SIGNIFICANT IMPROVEMENT IN EARNINGS

LEMMINKÄINEN CORPORATION		                                                      
STOCK EXCHANGE BULLETIN 8.11.2007, 9:00                                         
                                    

- Net sales rose 17.7% to EUR 1,535.6 million 
- International operations accounted for EUR 411.1 million (399.8) of net sales 
- Operating profit grew 37.9% to EUR 102.9 million. The ratio of operating
profit 
to net sales rose to 6.7% (5.7)                                                 
- The profit before taxes was 43.2% higher at EUR 91.5 million 
- Earnings per share were EUR 3.83 (2.57) 
- The company's order book at the end of the review period was up by 24.2% at
EUR 
1,524.3 million                                                                 
- International orders accounted for EUR 365.0 million (283.1) of the order
book 


FAVOURABLE TREND CONTINUES                                                      

The net sales of Lemminkäinen Group in the January-September period rose 17.7%  
to EUR 1,535.6 million (1,305.1). The order book rose 24.2% to EUR 1,524.3      
million (1,227.7). The profit before taxes improved by EUR 27.6 million and was 
EUR 91.5 million (63.9). The results of most of the Group's business sectors    
were improved.                                                                  

The favourable development in the review period was mostly influenced by the    
earlier start of this year's asphalt paving season and the good profitability of
Palmberg - the Group's building contractor.                                     

The Paving and Mineral Aggregates Division's business developed well. Net sales 
rose 11.5% to EUR 469.7 million (421.3). The operating profit was EUR 34.4      
million (22.1). The Division's order book grew.                                 

The net sales of the Building Materials Division rose 26.0% to EUR 99.2 million 
(78.7). Operating profit rose 91.5% to EUR 9.0 million (4.7). The order book    
grew and was good in all of the Division's business areas.                      

Lemcon's net sales were EUR 273.2 million (271.5). Operating profit was down    
29.6% at EUR 8.1 million (11.5). The profitability of project management        
services in some contracts was unsatisfactory. The order book was good and has  
been growing in Russia in particular.                                           

The net sales of the Palmberg Group rose 33.8% to EUR 570.5 million (426.5).    
Operating profit rose 46.0% to EUR 47.6 million (32.6). The order book rose to  
an all-time high.                                                               

The net sales of Tekmanni Oy rose 19.6% to EUR 161.9 million (135.4). Operating 
profit rose 39.7% to EUR 8.1 million (5.8). The order book grew and now stands  
at an all-time high for the company.                                            

MARKET GROWTH                                                                   

In Finland the construction market continues to grow, albeit at a slightly      
reduced rate. This year's growth is supported especially by the good level of   
activity in commercial, office and logistics construction. The volume of housing
production will be slightly lower than last year. The continuing growth in infra
construction is being sustained by major on-going projects.                     

The costs of some building materials and products have risen due to factors     
independent of the Finnish construction industry. For example, vigorous         
construction activity in areas of Europe and Asia has driven up the prices of   
metal products, timber, cement and mineral wool insulation. Nevertheless,       
contract prices in Finland have been moderate.                                  

The development of international markets important to Lemminkäinen is expected  
to remain favourable. The economic outlook in the Nordic countries is still     
positive, and the total volume of construction is expected to grow. In the      
Baltic states GDP growth is faster than in the Nordic countries, and the road   
construction market is expected to remain active with the support of EU funding.
Finnish industry has many on-going projects in Russia, China and India. Eastern 
Central Europe is also attracting foreign investments by Finnish industry. The  
construction of 3G networks is expected to grow, and the building of GSM        
networks in the developing countries will remain active.                        

GOOD OUTLOOK FOR 2007                                                           

The outlook for construction is positive and Lemminkäinen's order book is       
strong. There are good prerequisites for the favourable development of          
Lemminkäinen's business operations. The Group's net sales will rise and the     
result will improve substantially.                                              

INTERIM FINANCIAL REVIEW MATERIAL                                               

Background material concerning the result for the period 1.1. - 30.9.2007 is    
available on the Group's website at www.lemminkainen.com.                       


LEMMINKÄINEN CORPORATION                                                        

Juhani Sormaala                                                                 
Managing Director                                                               

Additional information:                                                         
Juhani Sormaala, Managing Director, tel. +358 2071 53302                        
Jukka Ovaska, Finance Director, tel. +358 2071 53334                            


APPENDICES:                                                                     
Interim Financial Review 1.1.-30.9.2007                                         
Tabulated Section of the Interim Financial Review                               


DISTRIBUTION:                                                                   
Helsinki Stock Exchange                                                         
Key media                                                                       
www.lemminkainen.com                                                            


Lemminkäinen Group operates in all areas of the construction sector. Its main   
business areas are building contracting, infrastructure construction, technical 
building services and the building materials industry. Net sales in 2006 were   
EUR 1.8 billion, of which international operations accounted for about a third. 
The Group employs some 9,000 people. Lemminkäinen's main market area is the     
Baltic Rim region, where the Group has established a presence by setting up     
local subsidiaries. In specialist areas of construction the Group serves        
customers all over the world. Lemminkäinen Corporation's share is listed on     
Helsinki Stock Exchange.                                                        

LEMMINKÄINEN CORPORATION'S INTERIM FINANCIAL REVIEW 1.1.- 30.9.2007             


CONSTRUCTION MARKET                                                             

The Finnish construction market as a whole will continue to grow. According to  
an economic forecast by the Confederation of Finnish Construction Industries,   
the total volume of construction will grow 5% this year and 3% next year.       

Especially commercial and office construction will grow, but the good level of  
activity in industrial and logistics construction will continue as well. The    
growth in infrastructure construction is being sustained by major on-going      
projects. New highway projects are scheduled for start-up towards the end of the
year.                                                                           

The volume of housing production is expected to be somewhat lower than last     
year.  The Confederation of Finnish Construction Industries is forecasting some 
32,000 (34,500) new housing starts in Finland this year.                        

Refurbishment contracting will continue to grow steadily, and public-sector     
service construction will pick up as well.                                      

The costs of some building materials and products have risen due to factors     
independent of the Finnish construction industry. For example, vigorous         
construction activity in areas of Europe and Asia has driven up the prices of   
metal products, timber, cement and mineral wool insulation. Nevertheless,       
contract prices in Finland have been moderate.                                  

The development of international markets important to Lemminkäinen is expected  
to remain favourable. The economic outlook in the Nordic countries is still     
positive, and the total volume of construction is expected to grow. In Sweden   
the rock engineering market will remain good. In the Baltic states GDP growth is
faster than in the Nordic countries, and the road construction market is        
expected to remain active with the support of EU funding. Finnish industry has  
many on-going projects in Russia, China and India. Eastern Central Europe is    
also attracting foreign investments by Finnish industry. The construction of 3G 
networks is expected to grow, and the building of GSM networks in the developing
countries will remain active.                                                   


GROUP'S NET SALES, EARNINGS AND BALANCE SHEET                                   

The Q1-Q3 net sales of Lemminkäinen Group rose 17.7% to EUR 1,535.6 million     
(1,305.1). The Group generated 73.2% (69.4) of its net sales in Finland, 14.1%  
(14.0) in other Nordic countries, 8.6% (13.0) in Eastern Europe and the Baltic  
states, and 4.1% (3.6) in other countries.                                      

--------------------------------------------------------------------------------
| Net sales by business sector,   |    1-9/2007 |     1-9/2006 |     change, % |
| EUR million                     |             |              |               |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Paving and Mineral Aggregates   |       469.7 |        421.3 |          11.5 |
| Division                        |             |              |               |
--------------------------------------------------------------------------------
| Building Materials Division     |        99.2 |         78.7 |          26.0 |
--------------------------------------------------------------------------------
| Lemcon Ltd                      |       273.2 |        271.5 |           0.6 |
--------------------------------------------------------------------------------
| Oy Alfred A. Palmberg Ab        |       570.5 |        426.5 |          33.8 |
--------------------------------------------------------------------------------
| Tekmanni Oy                     |       161.9 |        135.4 |         19.6  |
--------------------------------------------------------------------------------
| Other operations and intragroup |             |              |               |
--------------------------------------------------------------------------------
| eliminations                    |       -38.9 |        -28.3 |          37.5 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Group, total                    |     1,535.6 |      1,305.1 |          17.7 |
--------------------------------------------------------------------------------

The Q1-Q3 operating profit was EUR 102.9 million (74.6) and the profit before   
taxes EUR 91.5 million (63.9). The profit for the accounting period was EUR 70.2
million (48.7), of which EUR 65.2 million (43.7) was attributable to            
shareholders of the parent company. Earnings per share were EUR 3.83 (2.57).    

--------------------------------------------------------------------------------
| Operating profit by business    |    1-9/2007 |     1-9/2006 |     change, % |
--------------------------------------------------------------------------------
| sector, EUR million             |             |              |               |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Paving and Mineral Aggregates   |        34.4 |         22.1 |          55.6 |
| Division                        |             |              |               |
--------------------------------------------------------------------------------
| Building Materials Division     |         9.0 |          4.7 |          91.5 |
--------------------------------------------------------------------------------
| Lemcon Ltd                      |         8.1 |         11.5 |         -29.6 |
--------------------------------------------------------------------------------
| Oy Alfred A. Palmberg Ab        |        47.6 |         32.6 |          46.0 |
--------------------------------------------------------------------------------
| Tekmanni Oy                     |         8.1 |          5.8 |          39.7 |
--------------------------------------------------------------------------------
| Others                          |        -4.3 |         -2.1 |               |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Group, total                    |       102.9 |         74.6 |          37.9 |
--------------------------------------------------------------------------------

The company's cash funds at the end of the review period were EUR 60.1 million  
(50.6) and the net interest-bearing debt EUR 350.1 million (370.7). The equity  
ratio was 29.5% (25.4) and net gearing 113.7% (152.2).                          

The Group's order book grew 24.2% and at the end of the review period was EUR   
1,524.3 million (1,227.7). The market breakdown of the order book was Finland   
76.1% (76.9), other Nordic countries 12.1% (11.4), Eastern Europe and the Baltic
states 9.6% (9.1), and other countries 2.2% (2.6).                              

BUSINESS SECTORS                                                                

Paving and Mineral Aggregates Division                                          

The Q1-Q3 net sales of the Paving and Mineral Aggregates Division rose 11.5% to 
EUR 469.7 million (421.3). The Division generated 51.7% (52.8) of its net sales 
in Finland, 28.8% (28.5) in other Nordic countries, and 19.5% (18.7) in the     
Baltic states and Eastern Europe.                                               

The Division's operating profit was EUR 34.4 million (22.1). Volume growth in   
Norway, Denmark and Lithuania as well as good demand for mineral aggregates and 
ready-mix concrete in Finland improved the Division's result. The order book    
grew 4.2% and at the end of the review period was EUR 205.0 million (196.7), of 
which operations abroad accounted for 51.8% (58.7).                             
Lemminkäinen started construction work on an asphalt plant in the Sammonmäki    
industrial area of Tuusula. The new plant will replace two old plants when it   
becomes operational towards the end of 2008. The value of the investment is     
about EUR 12 million.                                                           
In Finland the total volume of asphalt paving is likely to remain at least at   
the 2006 level, but intense competition is expected to continue.                
The sale of Lemminkäinen's Swedish subsidiary Kvalitetsasfalt i Mellansverige AB
to Peab Asfalt AB was approved in the review period. The deal was completed on 7
August 2007. The transaction has no significant bearing on Lemminkäinen's       
result.                                                                         
In Denmark the reorganisation of local government delayed the municipal         
procurement of paving works this season. In Norway appropriations for           
roadkeeping have been increased. In the Baltic states EU funding is increasing  
the number of highway projects, but the contract tendering processes are long.  
On-going infrastructure projects and the continuing strength of building        
contracting are expected to sustain the good level of demand for stone crushing 
contracting and ready-mix concrete. Concrete deliveries belonging to the        
Talvivaara nickel mine projects are a multi-year contract. From time to time    
there have been local shortages of the cement required for concrete production. 

Building Materials Division                                                     

The Q1-Q3 net sales of the Building Materials Division rose 26.0% to EUR 99.2   
million (78.7). The Division generated 8.8% (7.5) of its net sales abroad,      
mainly in Sweden, Estonia and Eastern Europe.                                   

The Division's operating profit was EUR 9.0 million (4.7). The order book rose  
59.9% and at the end of the review period was EUR 43.0 million (26.9).          

The factors contributing to the good result were strong demand, the acquisitions
made this year and in 2006, and the efficiency improvement measures implemented 
in Lemminkäinen Betonituote Oy in 2006 and previous years.                      
The order book is good in all of the Division's business areas. Demand for      
precast concrete staircase units and wall elements has increased in both office 
and residential construction. Exports of roofing materials to Eastern Europe and
Russia in particular have been growing steadily. Demand for roofing contracting 
is good. Demand for urban environment products and their installation services  
has been growing steadily in recent years.                                      
Demand for Lemminkäinen Katto Oy's preventative roofing maintenance service for 
maximum lifespan utility has been good. The service includes the budgeting,     
planning and implementation of preventative maintenance, servicing and repair   
work.                                                                           
In roofing contracting there has been a shortage of skilled labour. Contracting 
has also been hampered periodically by long delivery times for mineral wool     
insulation in sheet form. There have been problems in the availability of cement
for the production of precast concrete elements.                                
The Division's order book for the remainder of the year is good and the business
outlook favourable.                                                             

Lemcon Ltd                                                                      

Lemcon's Q1-Q3 net sales were EUR 273.2 million (271.5). The company generated  
52.8% (42.7) of its net sales in Finland, 12.4% (9.2) in other Nordic countries,
12.0% (30.0) in Eastern Europe and the Baltic states, 12.2% (10.8) in North and 
South America, and 10.6% (7.3) in other countries.                              

The company's operating profit was EUR 8.1 million (11.5) and the profit before 
taxes was EUR 6.6 million (11.0). The result was impacted by the unsatisfactory 
profitability of project management services in some projects. The order book   
grew 13.5% and at the end of the review period was EUR 359.1 million (316.5), of
which international business made up 63.0% (44.2).                              

Lemcon's infrastructure order book is good and the contracts are of long        
duration. In Sweden the order book stands at an all-time high. Two railway      
tunnels are under construction on the Ådalsbana line and they will be completed 
by early spring 2010. In Finland, the E18 motorway between Muurla and Lohja,    
which is one of Lemcon's largest on-going contracts, will be completed in 2008. 
A road improvement contract on Highway 6 between Lappeenranta and Imatra will   
begin towards the end of this year. The road will be open to traffic at the end 
of 2010.                                                                        

Lemcon Networks has won new business not only in Europe but also in Asia, South 
America and Africa.                                                             

Legal proceedings arising from IKEA's termination of the construction contract  
for the MEGA shopping centre in St. Petersburg are now underway in the court of 
arbitration in Stockholm.                                                       

Demand for Lemcon's project management services in Finland continues to be      
reasonably good thanks to brisk commercial and office construction. Abroad, the 
emphasis is on industrial construction and the company is actively involved in  
Finnish industry's plant-building projects. Several major projects will be      
completed in the fourth quarter, e.g. the construction of Botnia's pulp mill in 
Uruguay and a hotel project in Tallinn. Some major forest industry investments  
of interest to Lemcon are currently being prepared in different parts of the    
world.                                                                          

In Russia, international industrial investments have increased and demand for   
residential and office buildings remains strong. Lemcon and Lemminkäinen        
subsidiary Oka Oy have started work on the construction of a 530-unit apartment 
building in St. Petersburg. An industrial park project in Vorotynsk in the      
province of Kaluga will get underway in the fourth quarter.                     

Oy Alfred A. Palmberg Ab                                                        

The Q1-Q3 net sales of the Palmberg Group, Lemminkäinen's specialist building   
contractor, grew 33.8% to EUR 570.5 million (426.5). Business in Sweden         
accounted for 7.0% (7.1) of net sales.                                          

The company's operating profit grew 46.0% to EUR 47.6 million (32.6). The profit
before taxes was EUR 44.0 million (27.4). The order book grew 30.3% to EUR 798.8
million (613.2), of which international operations accounted for 3.3% (4.4).    

The good result was influenced especially by the sustained level of activity in 
the office construction sector, the favourable development of the commercial    
property market, increased interest in the Finnish property market among foreign
investors and their lower requirements for investment returns. The Palmberg     
Group's order book at the end of the review period stood at an all-time high.   
The Palmberg Group made 770 new private-sector housing starts in Finland during 
the review period, which is considerably fewer than in the January -September   
period of last year (1,029). The start-up of new housing production is hampered 
by the prolongation of permit processes and in some cases local demand factors. 
Palmberg does not expect to make starts on more than 1,000 housing units in     
Finland this year, compared with 1,558 units in 2006.                           

--------------------------------------------------------------------------------
| Palmberg's private-sector        |    1-9/2007 |     1-9/2006 |    1-12/2006 |
| housing production, units        |             |              |              |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Housing starts                   |         770 |        1,029 |        1,558 |
--------------------------------------------------------------------------------
| Housing units sold               |         716 |          791 |        1,156 |
--------------------------------------------------------------------------------
| Unsold completed units           |         210 |           72 |           83 |
--------------------------------------------------------------------------------
| Completed                        |         644 |          885 |        1,173 |
--------------------------------------------------------------------------------
| Under construction at the end of |       1,583 |        1,457 |        1,698 |
| the period                       |             |              |              |
--------------------------------------------------------------------------------

At the end of the review period Palmberg owned a total of 800,400 m2 of unused  
building rights, of which about 570,000 m2 were residential building rights. The
company also has conditional co-operation and zoning agreements for a further   
510,000 m2, of which about 290,000 m2 are residential building rights. Market   
conditions permitting, the company has the possibility to increase its housing  
production in Finland thanks to the good stock of building plots. At the present
rate of production the company owns enough unused building rights to meet its   
needs for over four years.                                                      

Palmberg acquired the business operations of the Imatra-based construction      
company Sulo Lipsanen Oy, which has long experience of residential building     
contracting in Russia, especially in Svetogorsk and St. Petersburg. Palmberg    
started work on the construction of a 530-unit apartment building in St.        
Petersburg in partnership with Lemminkäinen Group's Lemcon Ltd. The company's   
housing production is also growing in Sweden, where a 70-unit apartment building
is being planned in Umeå.                                                       

The favourable development of Palmberg's business is expected to continue.      

Tekmanni Oy                                                                     

Tekmanni's business areas are technical building services, technical facility   
services and industrial services.                                               

Tekmanni's Q1-Q3 net sales rose 19.6% to EUR 161.9 million (135.4). The company 
generated 4.3% (6.0) of its net sales in Sweden and Russia.                     

The company's operating profit was EUR 8.1 million (5.8) and the profit before  
taxes EUR 9.3 million (6.4). The order book grew 59.3% to EUR 118.5 million     
(74.4), of which international business accounted for 4.1% (1.5).               

Brisk commercial and office construction has supported the good level of demand 
for Tekmanni's services. Tekmanni Service, which specialises in the servicing,  
maintenance and repair of technical building systems, has grown its business by 
about 40%.                                                                      

The favourable development is also due to the restructuring of the company,     
which involved corportising the operations of local units so as to improve the  
standard of regional service.                                                   

During the review period Tekmanni acquired the Vantaa-based Jäähdytystaito Oy,  
which specialises in refrigeration technology.                                  

In Finland demand for servicing, maintenance and repair works in the technical  
building services sector is brisk. Tekmanni is taking its preventative servicing
model to Russia, where the company believes there is demand for such services.  
The company has won the contract to carry out the regular servicing and         
necessary repair work on the technical building systems of three Sokos hotels in
St. Petersburg. Demand for industrial maintenance services is expected to grow  
in Finland and abroad. A significant contract was completed for SCA Packaging in
Sweden during the review period. The contract included air conditioning as well 
as building and process electrification work on the soda boiler facility.       


GROUP'S ORDER BOOK                                                              

Lemminkäinen Group's order book rose 24.2% compared the end of Q3 last year to  
reach an all-time high. The market breakdown of the order book was Finland 76.1%
(76.9), other Nordic countries 12.1% (11.4), the Baltic states 3.1% (3.5),      
Eastern Europe 6.5% (5.6), and other countries 2.2% (2.6).                      


--------------------------------------------------------------------------------
| Order book by business            |      9/2007 |       9/2006 |   Change, % |
| sector,                           |             |              |             |
| EUR million                       |             |              |             |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Paving and Mineral Aggregates     |       205.0 |        196.7 |         4.2 |
| Division                          |             |              |             |
--------------------------------------------------------------------------------
| Building Materials Division       |        43.0 |         26.9 |        59.9 |
--------------------------------------------------------------------------------
| Lemcon Ltd                        |       359.1 |        316.5 |        13.5 |
--------------------------------------------------------------------------------
| Oy Alfred A. Palmberg Ab          |       798.8 |        613.2 |        30.3 |
--------------------------------------------------------------------------------
| Tekmanni Oy                       |       118.5 |         74.4 |        59.3 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Group total, of which             |     1,524.3 |      1,227.7 |        24.2 |
--------------------------------------------------------------------------------
| International orders              |       365.0 |        283.1 |        28.9 |
--------------------------------------------------------------------------------


Significant orders received 1.7. - 30.9.2007                                    

A construction consortium formed by Lemcon Ltd and Kesälahden Maansiirto Oy will
carry out the Highway 6 improvement contract for the Finnish Road               
Administration. The road will be widened to four lanes on the Kärki-Mattila and 
Mattila-Muukko sections of the Lappeenranta bypass. The contract is worth EUR   
101 million in total. The asphalt paving works will be carried out by           
Lemminkäinen's Paving Unit. (Bulletin 9.10.2007).                               

Lemminkäinen Group's Tekmanni Service Oy has made an agreement concerning the   
servicing of the technical building systems of three Sokos hotels in St.        
Petersburg. The company will carry out regular servicing and necessary repair   
work on the technical building systems of the hotels, which are currently under 
construction. The hotels will be open for business by the spring of 2008.       
(Bulletin 5.10.2007).                                                           

Lemcon Ltd is to build a labelstock factory for UPM Raflatac in Poland. The     
total value of UPM Raflatac's investment is EUR 90 million. Construction work   
will be completed in December 2008. (Bulletin 26.9.2007).                       

Lemminkäinen subsidiary Oka Oy is to build a 17-storey 530-unit apartment       
building and a 110-place parking facility in St. Petersburg. The total floor    
area is 36,600 m² and the contract is worth approx. EUR 50 million. The contract
will be carried out in partnership with Lemcon Ltd. (Bulletin 6.9.2007).        

Significant orders received after the review period                             

Lemminkäinen Group's Palmberg-Rakennus Oy and Lemcon Ltd are to build a shopping
complex in Oulu. The building will house a Bauhaus hardware and home improvement
store as well as a domestic appliance and interior design outlet. The total     
floor area will be 31,000 m² and the total value of the project EUR 40 million. 
Construction work will begin in Autumn 2007 and will be completed in December   
2008.                                                                           


FINANCING                                                                       

According to the source and application of funds statement, the cash flow from  
operating activities was EUR -9.0 million (-93.5), the cash flow from investing 
activities EUR -19.7 million (-20.2) and the cash flow from financing activities
EUR 28.1 million (122.2). The cash flow for the review period includes dividends
totalling EUR 27.4 million (18.1) for 2006.                                     

Interest-bearing liabilities at the end of the review period were EUR 410.2     
million (421.2) and liquid funds were EUR 60.1 million (50.6). Interest-bearing 
net debt was EUR 350.1 million (370.7).                                         

The company is applying hedge accounting to interest rate swap agreements taken 
out to hedge variable-rate loans tied to the 6-month Euribor rate and nominally 
valued at EUR 80.0 million. The hedges have been made effective and the changes 
in fair value of the interest rate swap agreements are recognised in equity     
through the revaluation reserve in accordance with the accounting principles of 
the financial statements.                                                       

Net financing expenses were EUR 12.0 million (11.4), representing 0.8% (0.9) of 
net sales. The equity ratio was 29.5% (25.4) and net gearing 113.7% (152.2).    


SHARES AND SHARE CAPITAL                                                        

The listed price of Lemminkäinen Corporation's share was EUR 36.10 (30.50) at   
the beginning and EUR 49.95 (30.85) at the end of the review period. The market 
capitalisation at the end of the review period was EUR 850.2 million (525.1).   
Altogether 4,052,265 shares (2,625,862) worth EUR 187.9 million (88.1) were     
traded in the January -September period of the year. At the end of the review   
period the company had 3,357 (3,381) shareholders.                              

Lemminkäinen's share capital is EUR 34,042,500 and the share's nominal value is 
EUR 2. The company has one share series and the total number of issued shares is
17,021,250.                                                                     


INVESTMENTS                                                                     

Investments in the accounting period amounted to EUR 45.6 million (41.3). The   
investments were mainly purchases of paving, crushing and excavation equipment, 
production plant for building materials, and building construction equipment.   
The investments also include acquisitions of businesses and enterprises.        


PERSONNEL                                                                       

The average number of employees in the Group over the review period was 9,170   
(8,385). Approx. 72% (74) of the employees were working in Finland, 11% (11) in 
other Nordic countries, 11% (10) in the Baltic states, and 6% (5) in other      
countries.                                                                      


--------------------------------------------------------------------------------
| Personnel                         |    1-9/2007 |     1-9/2006 |  Change,  % |
--------------------------------------------------------------------------------
| Personnel, average                |             |              |             |
--------------------------------------------------------------------------------
| Hourly paid employees             |       6,050 |        5,472 |        10.6 |
--------------------------------------------------------------------------------
| Salaried staff                    |       3,120 |        2,913 |         7.1 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Personnel, total, of whom         |       9,170 |        8,385 |         9.4 |
--------------------------------------------------------------------------------
| working abroad                    |       2,597 |        2,217 |        17.2 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Personnel at the end              |             |              |             |
--------------------------------------------------------------------------------
| of the review period              |       9,810 |        9,087 |         8.0 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Wages, salaries and other         |             |              |             |
--------------------------------------------------------------------------------
| remuneration, EUR million         |       233.1 |        207.7 |        12.2 |
--------------------------------------------------------------------------------

GROUP STRUCTURE                                                                 

With effect from 1 January 2008, Lemminkäinen Group will be organised into four 
business sectors instead of the present five. These four business sectors will  
be building contracting, infrastructure construction, technical building and    
facility services, and the building materials industry. The names of these      
business sectors will be Lemminkäinen Talo Oy, Lemminkäinen Infra Oy, Tekmanni  
Oy and Lemminkainen Building Products. The new structure will support the       
business strategy approved for Lemminkäinen Group in February 2007.             

Lemminkäinen Infra Oy will comprise Lemminkäinen Corporation's Paving and       
Mineral Aggregates Division and Lemcon Ltd's infra business (Lemcon Infra).     
Lemminkäinen Talo Oy will consist of the Palmberg Group and all the operations  
of Lemcon Ltd except for Lemcon Infra.                                          

The managing director of Lemminkäinen Infra Oy with effect from 1 January 2008  
will be Mr. Timo Kohtamäki, Lic.Tech. (b. 1963), who currently acts as the Head 
of Lemcon Infra. On the same date Mr. Juha Nurmi, M.Sc.(Eng.) (b. 1955), who is 
the Managing Director of Lemcon Networks Ltd, will take up the position of      
managing director of Lemminkäinen Talo Oy. The Managing Director of Oy Alfred A.
Palmberg Ab, Mr. Risto Bono, and the Managing Director of Lemcon Ltd., Mr. Matti
A. Mantere, will retire in accordance with their respective contracts.          

The reorganisation is described on the Group's website at www.lemminkainen.com  


FCA's ALLEGATIONS                                                               

In March 2004 the Finnish Competition Authority (FCA) proposed to the Market    
Court that a sanction of EUR 68 million should be imposed on Lemminkäinen in    
connection with the operation of an alleged cartel in the asphalt paving        
industry. In its rejoinder submitted to the Market Court, Lemminkäinen denied   
the FCA's allegations as being unfounded in all respects and called for the     
Market Court to dismiss the FCA's sanction proposal in its entirety. The Market 
Court's decision is expected by the end of this year. The parties will have an  
opportunity to appeal the Market Court's decision to the Supreme Administrative 
Court.                                                                          

The FCA closed its investigation of the alleged prohibited exchanges of         
information in the bituminous roofing industry in the years 1996-2002. The FCA  
dropped the case without proposing any sanctions against the companies of the   
industry. (Bulletin 16.2.2007)                                                  


RISKS AND UNCERTAINTIES                                                         

Lemminkäinen's business risks are divided into six categories: market risks,    
project risks, financing risks, credit loss risks, environmental risks, and     
accidents and damage. Lemminkäinen has specified the measures necessary to      
control its most significant known risks.                                       

Lemminkäinen's most significant risks and their management are described in     
greater detail in the 2006 year-end financial statements, the 2006 Annual Report
and on the company's website. During the review period Lemminkäinen's management
did not identify any new risks or uncertainties that, if realised, would have a 
significant bearing on the Group's business.                                    

ENVIRONMENT                                                                     

Lemminkäinen Group takes account of life cycle and environmental perspectives   
when developing its operations, products and services.                          

The Group performs risk assessments on the environmental effects of its         
activities. The risks relate mainly to oil storage and handling, waste          
management and production plant emissions. The life time and environmental      
impacts of concrete and bitumen-based products are assessed in studies which    
clarify the environmental impacts of the products over their entire life cycles.

During the review period Lemminkäinen Corporation made a donation of EUR 100,000
to John Nurminen Foundation's Clean Baltic Sea project. Additionally, Lemcon Ltd
donated its project management skills to the project. The project involved      
chemically removing phosphorous at St. Petersburg's largest wastewater treatment
plants, thereby reducing eutrophication of the Baltic Sea. (Bulletin 1.2.2007). 
                                                                                
ADMINISTRATION AND DECISIONS OF THE ANNUAL GENERAL MEETING                      

On 16 March 2007 Lemminkäinen Corporation's Annual General Meeting adopted the  
company's final accounts for 2006 and granted the Managing Director and the     
members of the Board of Directors freedom from responsibility. The Annual       
General Meeting decided in accordance with the Board of Directors' proposal to  
pay a dividend of EUR 1.50 per share, i.e. a total dividend pay-out of EUR      
25,531,875.00. The dividend's record date was 21 March 2007 and the payment date
was 28 March 2007.                                                              

Messrs. Berndt Brunow, Heikki Pentti, Teppo Taberman and Sakari Tamminen were   
re-elected to serve as members of the Board of Directors. Ms. Kristina Pentti,  
M.Sc. (Econ.) was newly elected to serve as a board member. The Board of        
Directors elected Heikki Pentti to serve as Chairman of the Board and Teppo     
Taberman to serve as Vice-chairman. PricewaterhouseCoopers Oy, a firm of        
authorised public accountants, was re-elected to serve as the company's auditor,
with Jan Holmberg, APA acting as the chief auditor.                             


FAVOURABLE OUTLOOK FOR 2007                                                     

The outlook for construction is positive and Lemminkäinen's order book is       
strong. There are good prerequisites for the favourable development of          
Lemminkäinen's business operations. The Group's net sales will rise and the     
result will improve substantially.                                              


Helsinki, 8 November 2007                                                       

LEMMINKÄINEN CORPORATION                                                        
Board of Directors                                                              
                                                                                
TABULATED SECTION OF THE INTERIM FINANCIAL REVIEW                               
ACCOUNTING PRINCIPLES                                                           
This interim financial review has been prepared in accordance with IFRS         
measurement and recognition principles, but not all of the requirements of the  
IAS 34 Interim Financial Reporting standard have been observed in its           
preparation.                                                                    

The same accounting principles used in the annual financial statements for 2006 
have been observed in the preparation of this interim financial review.         

In the review period the Group has applied hedge accounting to interest rate    
swap agreements used to hedge specific variable-rate loans and also to financial
instruments used to hedge net foreign investments. The change in fair value of  
interest rate swap agreements is recognised directly in equity through the      
revaluation reserve to the extent that the hedging relationship is effective.   
The ineffective part is recognised on the income statement under financial      
income and expenses.                                                            

From 1.1.2007 the Group has adopted the following new standards and             
interpretations:                                                                
- IAS 1 (Amendment) Capital Disclosures - Capital disclosure in financial       
statements                                                                      
- IFRS 7 Financial Instruments; Disclosures                                     
- IFRIC 7 Applying the Restatement Approach under IAS 29, Financial Reporting in
Hyperinflationary Economies                                                     
- IFRIC 8 Scope of IFRS 2                                                       
- IFRIC 9 Reassessment of Embedded Derivatives                                  
- IFRIC 10 Interim Financial Reporting and Impairment                           

The adoption of these new and revised standards and interpretations affects     
mainly the Notes to the Financial Statements.                                   

The information contained in the interim financial review has not been audited. 
FINANCIAL STATEMENTS AND OTHER TABULATED INFORMATION                            
1) Consolidated income statement                                                
2) Consolidated balance sheet                                                   
3) Statement of source and application of funds                                 
4) Statement of changes in equity                                               
5) Consolidated income statement, quarterly                                     
6) Net sales by business sector                                                 
7) Net sales by business sector, quarterly                                      
8) Operating profit by business sector                                          
9) Operating profit by business sector, quarterly                               
10) Economic trends and financial indicators                                    
11) Share-specific indicators                                                   
12) Guarantees and contingent liabilities                                       


--------------------------------------------------------------------------------
| 1) CONSOLIDATED INCOME STATEMENT                               |             |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| EUR mill.                 | 09/20 | 09/200 |  Change | Change, | 12/2006 |   |
|                           |    07 |      6 |         |         |         |   |
--------------------------------------------------------------------------------
|                      |    |       |        |         |       % |         |   |
--------------------------------------------------------------------------------
| Net sales                 | 1,535 | 1,305. |   230.5 |    17.7 | 1,795.9 |   |
|                           |    .6 |      1 |         |         |         |   |
--------------------------------------------------------------------------------
| Other operating income    |  11.5 |    8.5 |     3.0 |    35.3 |    17.1 |   |
--------------------------------------------------------------------------------
| Operating expenses        | 1,418 | 1,212. |   206.1 |    17.0 | 1,670.0 |   |
|                           |    .1 |      0 |         |         |         |   |
--------------------------------------------------------------------------------
| Depreciation              |  26.1 |   27.0 |    -0.9 |    -3.3 |    35.0 |   |
--------------------------------------------------------------------------------
| Operating profit          | 102.9 |   74.6 |    28.3 |    37.9 |   108.1 |   |
--------------------------------------------------------------------------------
| Financial expenses        |  15.5 |   12.5 |     3.0 |    24.0 |    18.2 |   |
--------------------------------------------------------------------------------
| Financial income          |   3.5 |    1.2 |     2.3 |    Over |     3.3 |   |
|                           |       |        |         |     100 |         |   |
--------------------------------------------------------------------------------
| Share of the results of   |       |        |         |         |         |   |
--------------------------------------------------------------------------------
| affiliated companies      |   0.6 |    0.6 |     0.0 |     0.0 |     1.1 |   |
--------------------------------------------------------------------------------
| Profit before taxes       |  91.5 |   63.9 |    27.6 |    43.2 |    94.2 |   |
--------------------------------------------------------------------------------
| Income taxes              | -21.4 |  -15.2 |    -6.2 |    40.8 |   -21.3 |   |
--------------------------------------------------------------------------------
| Profit for the            |       |        |         |         |         |   |
--------------------------------------------------------------------------------
| accounting period         |  70.2 |   48.7 |    21.5 |    44.1 |    72.9 |   |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Distribution of the profit for the accounting period           |         |   |
--------------------------------------------------------------------------------
| To shareholders of        |       |        |         |         |         |   |
--------------------------------------------------------------------------------
| the parent company        |  65.2 |   43.7 |    21.5 |    49.2 |    65.8 |   |
--------------------------------------------------------------------------------
| To minority interests     |   5.0 |    5.1 |    -0.1 |    -2.0 |     7.1 |   |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| EPS calculated from profit attributable to parent company shareholders   |   |
--------------------------------------------------------------------------------
| Earnings per share, EUR   |  3.83 |   2.57 |         |         |    3.87 |   |
--------------------------------------------------------------------------------
| Earnings per share,       |       |        |         |         |         |   |
--------------------------------------------------------------------------------
| EUR, diluted              |  3.83 |   2.57 |         |         |    3.87 |   |
--------------------------------------------------------------------------------




--------------------------------------------------------------------------------
| 2) CONSOLIDATED BALANCE SHEET                                       |        |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| EUR mill.     |       |       |          | 09/200 | 09/2006 |       | 12/200 |
|               |       |       |          |      7 |         |       |      6 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Non-current assets                       |        |         |       |        |
--------------------------------------------------------------------------------
| Tangible assets                          |  170.6 |   170.6 |       |  169.4 |
--------------------------------------------------------------------------------
| Goodwill                                 |   74.4 |    68.4 |       |   68.2 |
--------------------------------------------------------------------------------
| Other intangible assets                  |    2.7 |     2.7 |       |    2.5 |
--------------------------------------------------------------------------------
| Investments                              |    9.8 |     8.9 |       |    9.4 |
--------------------------------------------------------------------------------
| Deferred tax asset                       |    4.2 |     4.5 |       |    4.3 |
--------------------------------------------------------------------------------
| Other non-current receivables            |    7.9 |     1.7 |       |    2.2 |
--------------------------------------------------------------------------------
| Total                                    |  269.6 |   256.7 |       |  255.9 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Current assets                           |        |         |       |        |
--------------------------------------------------------------------------------
| Inventories                              |  307.1 |   278.3 |       |  281.9 |
--------------------------------------------------------------------------------
| Trade and other receivables              |  498.6 |   443.9 |       |  340.7 |
--------------------------------------------------------------------------------
| Cash funds                               |   60.1 |    50.6 |       |   60.6 |
--------------------------------------------------------------------------------
| Total                                    |  865.8 |   772.7 |       |  683.2 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Assets, total                            | 1,135. | 1,029.5 |       |  939.2 |
|                                          |      3 |         |       |        |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Shareholders' equity and liabilities     |        |         |       |        |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Equity attributable to shareholders of the parent company                    |
--------------------------------------------------------------------------------
| Share capital                            |   34.0 |    34.0 |       |   34.0 |
--------------------------------------------------------------------------------
| Share premium account                    |    5.8 |     5.8 |       |    5.8 |
--------------------------------------------------------------------------------
| Revaluation reserve                      |    0.2 |     0.1 |       |    0.1 |
--------------------------------------------------------------------------------
| Translation differences                  |    0.3 |     0.0 |       |    0.1 |
--------------------------------------------------------------------------------
| Retained earnings                        |  182.5 |   142.2 |       |  142.2 |
--------------------------------------------------------------------------------
| Profit for the period                    |   65.2 |    43.7 |       |   65.8 |
--------------------------------------------------------------------------------
| Shareholders' equity                     |        |         |       |        |
--------------------------------------------------------------------------------
| before minority interest                 |  288.0 |   225.9 |       |  248.0 |
--------------------------------------------------------------------------------
| Minority interest                        |   19.9 |    17.6 |       |   19.7 |
--------------------------------------------------------------------------------
| Shareholders' equity, total              |  307.8 |   243.5 |       |  267.7 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Non-current liabilities                  |        |         |       |        |
--------------------------------------------------------------------------------
| Deferred tax liabilities                 |   17.2 |    14.1 |       |   14.6 |
--------------------------------------------------------------------------------
| Pension liabilities                      |    0.9 |     1.0 |       |    1.1 |
--------------------------------------------------------------------------------
| Provisions                               |    2.0 |     1.3 |       |    1.7 |
--------------------------------------------------------------------------------
| Interest-bearing liabilities             |  170.6 |    96.7 |       |   91.2 |
--------------------------------------------------------------------------------
| Other liabilities                        |    1.9 |     1.6 |       |    1.7 |
--------------------------------------------------------------------------------
| Total                                    |  192.5 |   114.7 |       |  110.3 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Current liabilities                      |        |         |       |        |
--------------------------------------------------------------------------------
| Accounts payable and other liabilities   |  389.1 |   342.4 |       |  303.0 |
--------------------------------------------------------------------------------
| Provisions                               |    6.4 |     4.3 |       |    5.7 |
--------------------------------------------------------------------------------
| Interest-bearing liabilities             |  239.6 |   324.5 |       |  252.5 |
--------------------------------------------------------------------------------
| Total                                    |  635.0 |   671.2 |       |  561.1 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Shareholders' equity and liabilities,    | 1,135. | 1,029.5 |       |  939.2 |
| total                                    |      3 |         |       |        |
--------------------------------------------------------------------------------


--------------------------------------------------------------------------------
| 3) STATEMENT OF SOURCE AND APPLICATION OF FUNDS             |           |    |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| EUR mill. |     |      |          | 09/2007 |  09/2006 |         |   12/2006 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Profit before extraordinary items |    91.5 |     63.9 |         |      94.2 |
--------------------------------------------------------------------------------
| Depreciation according to plan    |    26.1 |     27.0 |         |      35.0 |
--------------------------------------------------------------------------------
| Other adjustments                 |     3.9 |      5.8 |         |       4.1 |
--------------------------------------------------------------------------------
| Cash flow before change           |         |          |         |           |
--------------------------------------------------------------------------------
| in working capital                |   121.5 |     96.7 |         |     133.3 |
--------------------------------------------------------------------------------
| Change in working capital         |  -100.6 |   -168.0 |         |    -109.3 |
--------------------------------------------------------------------------------
| Financial items                   |   -11.7 |     -7.0 |         |     -11.9 |
--------------------------------------------------------------------------------
| Direct taxes paid                 |   -18.2 |    -15.3 |         |     -19.2 |
--------------------------------------------------------------------------------
| Cash flow from operating          |    -9.0 |    -93.5 |         |      -7.2 |
| activities                        |         |          |         |           |
--------------------------------------------------------------------------------
| Cash flow provided by investing   |    23.4 |     15.8 |         |      24.4 |
| activities                        |         |          |         |           |
--------------------------------------------------------------------------------
| Cash flow used in investing       |   -43.1 |    -36.0 |         |     -38.9 |
| activities                        |         |          |         |           |
--------------------------------------------------------------------------------
| Change in non-current receivables |    -6.0 |     -0.9 |         |      -1.4 |
--------------------------------------------------------------------------------
| Drawings of loans                 |   220.2 |    261.1 |         |     273.6 |
--------------------------------------------------------------------------------
| Repayments of loans               |  -158.7 |   -119.8 |         |    -213.4 |
--------------------------------------------------------------------------------
| Dividends paid                    |   -27.4 |    -18.1 |         |     -18.5 |
--------------------------------------------------------------------------------
| Cash flow from financing          |    28.1 |    122.2 |         |      40.4 |
| activities                        |         |          |         |           |
--------------------------------------------------------------------------------
| Change in cash funds              |    -0.6 |      8.6 |         |      18.8 |
--------------------------------------------------------------------------------
| Cash funds at beginning of period |    60.6 |     42.4 |         |      42.4 |
--------------------------------------------------------------------------------
| Translation difference of cash    |     0.1 |     -0.4 |         |      -0.6 |
| funds                             |         |          |         |           |
--------------------------------------------------------------------------------
| Cash funds at end of period       |    60.1 |     50.6 |         |      60.6 |
--------------------------------------------------------------------------------


--------------------------------------------------------------------------------
| 4) STATEMENT OF CHANGES IN EQUITY                                   |        |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
|      |      |       |       |      |         |        |  Share- |            |
--------------------------------------------------------------------------------
|      |      | Share | Trans | Reva |         |         holders' |            |
|      |      |       |     - |  lu- |         |                  |            |
--------------------------------------------------------------------------------
| EUR  | Shar | premi | latio | atio | Retaine | Minori |  equity |            |
| mill |    e |    um |     n |    n |       d |     ty |         |            |
| .    |      |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
|     capital | accou | diffe | rese | earning | intere |   total |            |
|             |    nt | rence |  rve |       s |     st |         |            |
--------------------------------------------------------------------------------
| Shareholder |       |       |      |         |        |         |            |
| s'          |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| equity,     |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| 1.1. | 34.0 |   5.8 |   0.4 |  1.5 |   159.2 |   14.6 |   215.5 |            |
| 2006 |      |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Translation |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| difference  |       |  -0.6 |      |         |        |    -0.6 |            |
--------------------------------------------------------------------------------
| Hedging of  |       |       |      |         |        |         |            |
| net         |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| investment  |       |       |      |         |        |         |            |
| in          |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| foreign     |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| subsidiary  |       |   0.3 |      |         |        |     0.3 |            |
--------------------------------------------------------------------------------
| Change in   |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| fair value  |       |       |  0.1 |         |        |     0.1 |            |
--------------------------------------------------------------------------------
| Effect of   |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| sold shares |       |       | -1.4 |         |        |    -1.4 |            |
--------------------------------------------------------------------------------
| Reversal    |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| of dividend |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| liability   |       |       |      |     0.0 |        |     0.0 |            |
--------------------------------------------------------------------------------
| Dividend    |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| distributio |       |       |      |   -17.0 |        |   -17.0 |            |
| n           |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| Profit for  |       |       |      |         |        |         |            |
| the         |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| accounting  |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| period      |       |       |      |    43.7 |    5.1 |    48.7 |            |
--------------------------------------------------------------------------------
| Change in   |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| minority    |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| interest    |       |       |      |         |   -2.1 |    -2.1 |            |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Shareholder |       |       |      |         |        |         |            |
| s'          |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| equi |      |       |       |      |         |        |         |            |
| ty,  |      |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| 30.9 | 34.0 |   5.8 |   0.0 |  0.1 |   185.9 |   17.6 |   243.5 |            |
| .200 |      |       |       |      |         |        |         |            |
| 6    |      |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
|      |      |       |       |      |         |        |  Share- |            |
--------------------------------------------------------------------------------
|      |      | Share | Trans | Reva |         |         holders' |            |
|      |      |       |     - |  lu- |         |                  |            |
--------------------------------------------------------------------------------
| EUR  | Shar | premi | latio | atio | Retaine | Minori |  equity |            |
| mill |    e |    um |     n |    n |       d |     ty |         |            |
| .    |      |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
|     capital | accou | diffe | rese | earning | intere |   total |            |
|             |    nt | rence |  rve |       s |     st |         |            |
--------------------------------------------------------------------------------
| Shareholder |       |       |      |         |        |         |            |
| s'          |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| equity,     |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| 1.1. | 34.0 |   5.8 |   0.4 |  1.5 |   159.2 |   14.6 |   215.5 |            |
| 2006 |      |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Translation |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| difference  |       |  -0.5 |      |         |        |    -0.5 |            |
--------------------------------------------------------------------------------
| Hedging of  |       |       |      |         |        |         |            |
| net         |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| investment  |       |       |      |         |        |         |            |
| in          |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| foreign     |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| subsidiary  |       |   0.3 |      |         |        |     0.3 |            |
--------------------------------------------------------------------------------
| Change in   |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| fair value  |       |       |  0.1 |         |        |     0.1 |            |
--------------------------------------------------------------------------------
| Effect of   |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| sold shares |       |       | -1.5 |         |        |    -1.5 |            |
--------------------------------------------------------------------------------
| Reversal of |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| dividend    |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| liability   |       |       |      |     0.0 |        |     0.0 |            |
--------------------------------------------------------------------------------
| Dividend    |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| distributio |       |       |      |   -17.0 |        |   -17.0 |            |
| n           |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| Profit for  |       |       |      |         |        |         |            |
| the         |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| accounting  |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| period      |       |       |      |    65.8 |    7.1 |    72.9 |            |
--------------------------------------------------------------------------------
| Change in   |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| minority    |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| interest    |       |       |      |         |   -2.0 |    -2.0 |            |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Shareholder |       |       |      |         |        |         |            |
| s'          |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| equi |      |       |       |      |         |        |         |            |
| ty,  |      |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| 31.1 | 34.0 |   5.8 |   0.1 |  0.1 |   208.0 |   19.7 |   267.7 |            |
| 2.20 |      |       |       |      |         |        |         |            |
| 06   |      |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
|      |      |       |       |      |         |        |  Share- |            |
--------------------------------------------------------------------------------
|      |      | Share | Trans | Reva |         |         holders' |            |
|      |      |       |     - |  lu- |         |                  |            |
--------------------------------------------------------------------------------
| EUR  | Shar | premi | latio | atio | Retaine | Minori |  equity |            |
| mill |    e |    um |     n |    n |       d |     ty |         |            |
| .    |      |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
|     capital | accou | diffe | rese | earning | intere |   total |            |
|             |    nt | rence |  rve |       s |     st |         |            |
--------------------------------------------------------------------------------
| Shareholder |       |       |      |         |        |         |            |
| s'          |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| equity,     |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| 1.1. | 34.0 |   5.8 |   0.1 |  0.1 |   208.0 |   19.7 |   267.7 |            |
| 2007 |      |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Translation |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| differences |       |   0.9 |      |         |        |     0.9 |            |
--------------------------------------------------------------------------------
| Hedging of  |       |       |      |         |        |         |            |
| net         |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| investment  |       |       |      |         |        |         |            |
| in          |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| foreign     |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| subsidiary  |       |  -0.7 |      |         |        |    -0.7 |            |
--------------------------------------------------------------------------------
| Cash flow   |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| hedg |      |       |       |  0.1 |         |        |     0.1 |            |
| es   |      |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| Change in   |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| fair value  |       |       |  0.0 |         |        |     0.0 |            |
--------------------------------------------------------------------------------
| Reversal of |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| dividend    |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| liability   |       |       |      |     0.0 |        |     0.0 |            |
--------------------------------------------------------------------------------
| Dividend    |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| distributio |       |       |      |   -25.5 |        |   -25.5 |            |
| n           |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| Profit for  |       |       |      |         |        |         |            |
| the         |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| accounting  |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| period      |       |       |      |    65,2 |    5.0 |    70.2 |            |
--------------------------------------------------------------------------------
| Change in   |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| minority    |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| interest    |       |       |      |         |   -4.8 |    -4.8 |            |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Shareholder |       |       |      |         |        |         |            |
| s'          |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| equity,     |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
| 30.9 | 34.0 |   5.8 |   0.3 |  0.2 |   247.7 |   19.9 |   307.8 |            |
| .200 |      |       |       |      |         |        |         |            |
| 7    |      |       |       |      |         |        |         |            |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------


--------------------------------------------------------------------------------
| 5) CONSOLIDATED INCOME STATEMENT, QUARTERLY                        |         |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
|            | 1-3/ | 4-6/ |  7-9/ | 10-12 |   1-3/ |  4-6/ |   7-9/ |         |
|            |      |      |       |     / |        |       |        |         |
--------------------------------------------------------------------------------
| EUR mill.  | 2006 | 2006 |  2006 |  2006 |   2007 |  2007 |   2007 |         |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Net sales  | 303. | 427. | 573.9 | 490.8 |  328.0 | 551.9 |  655.7 |         |
|            |    5 |    8 |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| Other opera-      |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| ting       |  3.9 |  2.1 |   2.5 |   8.5 |    7.9 |   2.6 |    1.0 |         |
| income     |      |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| Operating         |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| expenses   | 309. | 394. | 507.9 | 458.0 |  330.8 | 500.5 | -586.8 |         |
|            |    2 |    9 |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| Depreciati |  5.0 |  9.2 |  12.8 |   8.0 |    4.9 |   9.0 |   12.3 |         |
| on         |      |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| Operating  |      |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| profit/los | -6.8 | 25.8 |  55.7 |  33.4 |    0.3 |  45.0 |   57.6 |         |
| s          |      |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| Financial  |      |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| expenses   |  2.7 |  5.2 |   4.6 |   5.7 |    4.1 |   5.1 |    6.3 |         |
--------------------------------------------------------------------------------
| Financial  |      |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| income     |  0.8 |  0.0 |   0.4 |   2.1 |    1.0 |   1.9 |    0.6 |         |
--------------------------------------------------------------------------------
| Share of   |      |      |       |       |        |       |        |         |
| the        |      |      |       |       |        |       |        |         |
| results    |      |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| of         |      |      |       |       |        |       |        |         |
| affiliated |      |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| companies  | -0.3 |  0.2 |   0.8 |   0.5 |   -0.1 |   0.1 |    0.7 |         |
--------------------------------------------------------------------------------
| Profit/los |      |      |       |       |        |       |        |         |
| s          |      |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| before     | -9.1 | 20.7 |  52.3 |  30.3 |   -3.0 |  41.9 |   52.6 |         |
| taxes      |      |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| Income     |  1.7 | -4.8 | -12.1 |  -6.1 |    1.1 | -10.2 |  -12.3 |         |
| taxes      |      |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| Profit for |      |      |       |       |        |       |        |         |
| the        |      |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| accounting |      |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| period     | -7.3 | 15.9 |  40.1 |  24.2 |   -1.8 |  31.7 |   40.3 |         |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Distribution of the profit for the       |        |       |        |         |
| accounting period                        |        |       |        |         |
--------------------------------------------------------------------------------
| To         |      |      |       |       |        |       |        |         |
| shareholde |      |      |       |       |        |       |        |         |
| rs         |      |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| of the     |      |      |       |       |        |       |        |         |
| parent     |      |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| company    | -8.3 | 13.6 |  38.4 |  22.1 |   -3.7 |  30.2 |   38.7 |         |
--------------------------------------------------------------------------------
| To         |      |      |       |       |        |       |        |         |
| minority   |      |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| interests  |  1.0 |  2.4 |   1.7 |   2.1 |    1.9 |   1.5 |    1.6 |         |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| EPS calculated from profit attributable to                         |         |
--------------------------------------------------------------------------------
| parent company shareholders                                        |         |
--------------------------------------------------------------------------------
| Earnings per      |      |       |       |        |       |        |         |
| share,            |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| EUR        | -0.4 | 0.80 |  2.26 |  1.30 |  -0.22 |  1.77 |   2.27 |         |
|            |    9 |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| Earnings per      |      |       |       |        |       |        |         |
| share,            |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------
| EUR,       | -0.4 | 0.80 |  2.26 |  1.30 |  -0.22 |  1.77 |   2.27 |         |
| diluted    |    9 |      |       |       |        |       |        |         |
--------------------------------------------------------------------------------

--------------------------------------------------------------------------------
| 6) NET SALES BY BUSINESS SECTOR                                              |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| EUR mill.    |       |   | 09/20 | 09/200 | Change | Change | 12/200 |       |
|              |       |   |    07 |      6 |        |      , |      6 |       |
--------------------------------------------------------------------------------
|              |       |   |       |        |        |      % |        |       |
--------------------------------------------------------------------------------
| Paving and Mineral       |       |        |        |        |        |       |
--------------------------------------------------------------------------------
| Aggregates Division      | 469.7 |  421.3 |   48.4 |   11.5 |  559.0 |       |
--------------------------------------------------------------------------------
| Building Materials       |  99.2 |   78.7 |   20.5 |   26.0 |  104.4 |       |
| Division                 |       |        |        |        |        |       |
--------------------------------------------------------------------------------
| Lemcon Ltd               | 273.2 |  271.5 |    1.7 |    0.6 |  344.0 |       |
--------------------------------------------------------------------------------
| Oy Alfred A. Palmberg Ab | 570.5 |  426.5 |  144.0 |   33.8 |  637.5 |       |
--------------------------------------------------------------------------------
| Tekmanni Oy              | 161.9 |  135.4 |   26.5 |   19.6 |  191.7 |       |
--------------------------------------------------------------------------------
| Others                   | -38.9 |  -28.3 |  -10.6 |   37.5 |  -40.7 |       |
--------------------------------------------------------------------------------
| Group total              | 1,535 | 1,305. |  230.5 |   17.7 | 1,795. |       |
|                          |    .6 |      1 |        |        |      9 |       |
--------------------------------------------------------------------------------


--------------------------------------------------------------------------------
| 7) NET SALES BY BUSINESS SECTOR, QUARTERLY                    |          |   |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
|            |   1-3/ |  4-6/ |  7-9/ | 10-12/ |     1-3/ |    4-6/ |     7-9/ |
--------------------------------------------------------------------------------
| EUR mill.  |   2006 |  2006 |  2006 |   2006 |     2007 |    2007 |     2007 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Paving and Mineral  |       |       |        |          |         |          |
--------------------------------------------------------------------------------
| Aggregates |        |       |       |        |          |         |          |
--------------------------------------------------------------------------------
| Division   |   23.9 | 147.8 | 249.6 |  137.7 |     41.9 |   174.0 |    253.8 |
--------------------------------------------------------------------------------
| Building Materials  |       |       |        |          |         |          |
--------------------------------------------------------------------------------
| Division   |   11.6 |  29.8 |  37.2 |   25.8 |     18.5 |    39.5 |     41.2 |
--------------------------------------------------------------------------------
| Lemcon Ltd |  100.9 |  71.8 |  98.8 |   72.5 |     76.2 |    88.5 |    108.6 |
--------------------------------------------------------------------------------
| Oy Alfred  |        |       |       |        |          |         |          |
| A.         |        |       |       |        |          |         |          |
--------------------------------------------------------------------------------
| Palmberg   |  129.7 | 141.7 | 155.2 |  211.0 |    155.3 |   207.9 |    207.3 |
| Ab         |        |       |       |        |          |         |          |
--------------------------------------------------------------------------------
| Tekmanni   |   42.9 |  44.8 |  47.6 |   56.3 |     46.2 |    57.2 |     58.5 |
| Oy         |        |       |       |        |          |         |          |
--------------------------------------------------------------------------------
| Others     |   -5.6 |  -8.2 | -14.5 |  -12.4 |    -10.1 |   -15.2 |    -13.6 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Group      |  303.5 | 427.8 | 573.9 |  490.8 |    328.0 |   551.9 |    655.7 |
| total      |        |       |       |        |          |         |          |
--------------------------------------------------------------------------------
| 8) OPERATING PROFIT/LOSS BY BUSINESS SECTOR                   |          |   |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| EUR     |       |      | 09/20 | 09/20 |   Change |   Change, |      12/2006 |
| mill.   |       |      |    07 |    06 |          |           |              |
--------------------------------------------------------------------------------
|         |       |      |       |       |          |         % |              |
--------------------------------------------------------------------------------
| Paving and Mineral     |       |       |          |           |              |
--------------------------------------------------------------------------------
| Aggregates Division    |  34.4 |  22.1 |     12.3 |      55.7 |         35.5 |
--------------------------------------------------------------------------------
| Building Materials     |   9.0 |   4.7 |      4.3 |      91.5 |          5.0 |
| Division               |       |       |          |           |              |
--------------------------------------------------------------------------------
| Lemcon Ltd             |   8.1 |  11.5 |     -3.4 |     -29.6 |         12.5 |
--------------------------------------------------------------------------------
| Oy Alfred A. Palmberg  |  47.6 |  32.6 |     15.0 |      46.0 |         52.4 |
| Ab                     |       |       |          |           |              |
--------------------------------------------------------------------------------
| Tekmanni Oy            |   8.1 |   5.8 |      2.3 |      39.7 |          6.9 |
--------------------------------------------------------------------------------
| Others                 |  -4.3 |  -2.1 |     -2.2 |  Over 100 |         -4.3 |
--------------------------------------------------------------------------------
| Group total            | 102.9 |  74.6 |     28.3 |      37.9 |        108.1 |
--------------------------------------------------------------------------------


--------------------------------------------------------------------------------
| 9) OPERATING PROFIT/LOSS BY BUSINESS SECTOR, QUARTERLY        |         |    |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
|            |  1-3/ |   4-6/ |   7-9/ |  10-12/ |    1-3/ |    4-6/ |    7-9/ |
--------------------------------------------------------------------------------
| EUR mill.  |  2006 |   2006 |   2006 |    2006 |    2007 |    2007 |    2007 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Paving and Mineral |        |        |         |         |         |         |
--------------------------------------------------------------------------------
| Aggregates |       |        |        |         |         |         |         |
--------------------------------------------------------------------------------
| Division   | -19.2 |    7.6 |   33.7 |    13.3 |   -16.4 |    17.8 |    32.9 |
--------------------------------------------------------------------------------
| Building Materials |        |        |         |         |         |         |
--------------------------------------------------------------------------------
| Division   |  -1.8 |    1.9 |    4.6 |     0.3 |    -1.3 |     4.7 |     5.6 |
--------------------------------------------------------------------------------
| Lemcon Ltd |   4.1 |    3.1 |    4.3 |     1.0 |     4.5 |     1.9 |     1.7 |
--------------------------------------------------------------------------------
| Oy Alfred  |       |        |        |         |         |         |         |
| A.         |       |        |        |         |         |         |         |
--------------------------------------------------------------------------------
| Palmberg   |   7.5 |   14.3 |   10.8 |    19.8 |    13.9 |    18.0 |    15.7 |
| Ab         |       |        |        |         |         |         |         |
--------------------------------------------------------------------------------
| Tekmanni   |   2.2 |    0.1 |    3.4 |     1.1 |     1.3 |     3.3 |     3.5 |
| Oy         |       |        |        |         |         |         |         |
--------------------------------------------------------------------------------
| Others     |   0.3 |   -1.3 |   -1.2 |    -2.2 |    -1.8 |    -0.8 |    -1.7 |
--------------------------------------------------------------------------------
| Group      |  -6.8 |   25.8 |   55.7 |    33.4 |     0.3 |    45.0 |    57.6 |
| total      |       |        |        |         |         |         |         |
--------------------------------------------------------------------------------


--------------------------------------------------------------------------------
| 10) ECONOMIC TRENDS AND                 |         |         |      |         |
--------------------------------------------------------------------------------
| FINANCIAL INDICATORS                    | 09/2007 | 09/2006 |      | 12/2006 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Return on equity, %                     |    24.4 |    21.2 |      |    30.2 |
--------------------------------------------------------------------------------
| Return on investment, %                 |    16.1 |    13.4 |      |    20.6 |
--------------------------------------------------------------------------------
| Operating profit, % of net sales        |     6.7 |     5.7 |      |     6.0 |
--------------------------------------------------------------------------------
| Equity ratio, %                         |    29.5 |    25.4 |      |    31.2 |
--------------------------------------------------------------------------------
| Gearing, %                              |   113.7 |   152.2 |      |   105.7 |
--------------------------------------------------------------------------------
| Interest-bearing net debt, EUR million  |   350.1 |   370.7 |      |   283.0 |
--------------------------------------------------------------------------------
| Gross investments, EUR million          |         |         |      |         |
--------------------------------------------------------------------------------
| (incl. leasing purchases)               |    45.6 |    41.3 |      |    48.7 |
--------------------------------------------------------------------------------
| Order book, EUR mill.                   | 1,524.3 | 1,227.7 |      | 1,326.7 |
--------------------------------------------------------------------------------
| - of which foreign orders, EUR mill.    |   365.0 |   283.1 |      |   331.8 |
--------------------------------------------------------------------------------
| Average number of employees             |   9,170 |   8,385 |      |   8,418 |
--------------------------------------------------------------------------------
| Employees at end of period              |   9,810 |   9,087 |      |   8,087 |
--------------------------------------------------------------------------------
| Net sales, EUR mill.                    | 1,535.6 | 1,305.1 |      | 1,795.9 |
--------------------------------------------------------------------------------
| - of which operations abroad,           |         |         |      |         |
--------------------------------------------------------------------------------
| EUR mill.                               |   411.1 |   399.8 |      |   530.3 |
--------------------------------------------------------------------------------
| % of net sales                          |    26.8 |    30.6 |      |    29.5 |
--------------------------------------------------------------------------------


--------------------------------------------------------------------------------
| 11) SHARE-SPECIFIC INDICATORS           | 09/2007 | 09/2006 |      | 12/2006 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Earnings per share, EUR                 |    3.83 |    2.57 |      |    3.87 |
--------------------------------------------------------------------------------
| Equity per share, EUR                   |   16.92 |   13.27 |      |   14.57 |
--------------------------------------------------------------------------------
| Dividend per share, EUR                 |         |         |      |    1.50 |
--------------------------------------------------------------------------------
| Dividend to earnings ratio, %           |         |         |      |    38.8 |
--------------------------------------------------------------------------------
| Market capitalisation, EUR mill.        |   850.2 |   525.1 |      |   614.5 |
--------------------------------------------------------------------------------
| Share price at end of period, EUR       |   49.95 |   30.85 |      |   36.10 |
--------------------------------------------------------------------------------
| Trading volume during period,           |         |         |      |         |
--------------------------------------------------------------------------------
| 1,000 shares                            |   4,052 |   2,626 |      |   4,114 |
--------------------------------------------------------------------------------
| Number of issued shares, 1,000 shares   |  17,021 |  17,021 |      |  17,021 |
--------------------------------------------------------------------------------

--------------------------------------------------------------------------------
| 12) GUARANTEES AND CONTINGENT LIABILITIES                          |         |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| EUR mill.     |       |        |        | 09/2007 | 09/2006 |      | 12/2006 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Securities for own commitments                    |         |      |         |
--------------------------------------------------------------------------------
| Property mortgages                      |     1.6 |     2.1 |      |     2.4 |
--------------------------------------------------------------------------------
| Business mortgages                      |    95.3 |    99.1 |      |   100.1 |
--------------------------------------------------------------------------------
| Bonds pledged as security               |     0.8 |     0.5 |      |     0.8 |
--------------------------------------------------------------------------------
| Total                                   |    97.8 |   101.8 |      |   103.3 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Guarantees                              |         |         |      |         |
--------------------------------------------------------------------------------
| On behalf of affiliated companies       |     0.8 |     1.0 |      |     0.8 |
--------------------------------------------------------------------------------
| On behalf of others                     |     2.8 |     0.8 |      |     5.3 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Minimum lease payments of               |         |         |      |         |
--------------------------------------------------------------------------------
| irrevocable lease agreements            |    44.0 |    48.5 |      |    44.7 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Purchase commitments of investments     |     7.8 |     4.3 |      |     2.9 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Derivative contracts                    |         |         |      |         |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Forward foreign exchange contracts                |         |      |         |
--------------------------------------------------------------------------------
| Nominal value                           |    42.9 |     9.7 |      |    11.2 |
--------------------------------------------------------------------------------
| Fair value                              |    -0.1 |    -0.1 |      |     0.1 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Interest rate options, calls purchased            |         |      |         |
--------------------------------------------------------------------------------
| Nominal value                           |    33.9 |    35.3 |      |    34.5 |
--------------------------------------------------------------------------------
| Fair value                              |     0.0 |     0.0 |      |     0.0 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Interest rate options, puts written               |         |      |         |
--------------------------------------------------------------------------------
| Nominal value                           |     4.5 |     5.9 |      |     5.0 |
--------------------------------------------------------------------------------
| Fair value                              |    -0.5 |    -0.2 |      |    -0.1 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| Interest rate swap contracts                      |         |      |         |
--------------------------------------------------------------------------------
| Nominal value                           |    97.9 |    39.4 |      |    30.2 |
--------------------------------------------------------------------------------
| Fair value                              |    -0.3 |    -2.5 |      |    -2.0 |
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
| The fair value of contracts is the gain or loss arising from closure of the  |
| contract based                                                               |
--------------------------------------------------------------------------------
| on the market price on the accounting date.                                  |
--------------------------------------------------------------------------------